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Ways to Get OUT of Your Comfort Zone⁠

1. Do something you've always wanted to do⁠
2. Change the routine of things⁠
3. Learn a new skill set⁠
4. Face a fear⁠
5. Travel somewhere new⁠

Feeling safe, secure, and at ease is important. Challenging yourself is just as important. How are you stepping out of your comfort zone?⁠

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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When the overnight rate is increased, it becomes more expensive to borrow money. The increased costs of borrowing money are shifted from the bank onto the consumer by increasing the Prime Rate.

Pre-Approvals are likely to decrease.

Fixed-Rate Mortgages remain the same.

Adjustable Rate Mortgages will increase according to the new Prime Rate minus your discount. (Expect information in the mail).

Static Variable Mortgages payments remain the same but a portion of interest paid to the lender will change.

Reach out with your questions anytime. I can introduce you to a mortgage broker who would be happy to go over your options with you and help you find a mortgage that you're most comfortable with.

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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During this time of year, our thoughts are filled with gratitude for those who have supported us in our personal lives and careers. Here are some ideas on how to host an event that extends that gratitude to helping others in need.⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Preparing for homeownership can sometimes feel overwhelming, but obtaining pre-approval before looking at homes helps alleviate some stress. As a first-time home buyer, you want to be in the know about what's going on so here are 3 steps to getting pre-approved! ⁠ ⁠

If you have questions or need a referral to a trusted mortgage broker, send me a DM!⁠ ⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Ask yourself this... what do you do when things don't go your way? Remind yourself that it's okay to not be afraid to take risks and when we plan and the plans don't work out, you just have to rise up and try again.

Many have commented on how the current interest rates have them feeling more doubtful about homeownership. There are several options out there to take a look into. What doesn't work with one lender, another may be able to sort something out that works for you.

If you have questions, don't hesitate to ask them. I can also refer you to someone who is no stranger to the game.

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Markham August 2022 stats are out!⁠ Have questions about how this may impact your home selling or buying decision?! send me a message!⁠

Read Full Market Stats Package

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Online shopping can be easy and fun. But unfortunately, there are many scammers who want to steal your identity and your money. The information here provides tips on ways you can protect your personal information and your finances when shopping online.

Sam Chaim⁠ - Making A Difference For You!⁠

Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Figure out what you're passionate about as your passion will lead you towards your purpose. Helping others is a passion that led me to real estate and I can confirm that getting up every day with a sense of purpose and belonging sure makes you feel alive. ⁠

What is your purpose? What keeps you excited every day?

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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At RE/MAX we set our goals for your home buying and selling needs above the clouds! If you've been thinking of buying or selling, NOW is the time.

Home Evaluation Form or Start Customized Home Search

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Is It a Good Time to Refinance My Home? What’s right for one homeowner might not be for another. Homeowners who aren't happy with their current mortgage situation might be wondering if it's a good time to refinance their home.

If that's you, consider the following to help determine if refinancing in the current market could be right for you.

Need a referral to a mortgage broker? Reach out anytime!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Did you hear the news? The BoC increased the overnight lending rate by 0.75%, which is another increase for the 5th time in a row. The Prime rate is expected to increase by 0.75% to 5.45% and Variable rate mortgages will increase by 0.75%.

The Bank’s committed to price stability and will continue to do what is required to achieve a 2% inflation target. As the effects of monetary tightening work their way through the economy, the BoC will assess how much higher interest rates need to go to return inflation to its target. The current inflation rate is measured at 7.6% decreasing from 8.1% in the previous month.

The next announcement is scheduled for October 26th and there's certainly hope that October will be more positive.

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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#MidweekMotivation

Just embrace the journey you're on and always hold onto that inner child full of enthusiasm. You learn something new every day, you just have to start!⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Markham July 2022 stats are out!⁠ ⁠ Have questions about how this may impact your home selling or buying decision?! Contact me today!

Read Full Market Stats Package

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Your home is a HUGE part of your life. You'll celebrate holidays and special occasions here. You'll take care of yourself with a long bath and a book here and watch your children grow from dependent on you to independent and on their own here. When you know, you just know!

Search for your home today!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Markham June 2022 stats are out!⁠ ⁠Have questions about how this may impact your home selling or buying decision?! Send me a message!⁠

Read Full Market Stats Package

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
Read full post

It's like when you walk in and everything is written with your name all over it. It's the first time you hear a song and the message resonates with you. It's the love of someone you care about that gives you all the confidence in the world.

Enjoy every day feeling like you're HOME Search for your home today!
Learn More

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Whether you need help buying or selling your home, or are looking for unique investment opportunities, I can help you make the right choice.

Expect the best results when buying or selling your home with me!

The right agent can lead the way. Are you ready?

Home Evaluation Form

Start Customized Home Search

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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You can think... and think.... and think some more, but sometimes you have to act immediately when you see exactly what you want. In today's market, homes are going quickly and frequently not without multiple offers.

Start finding your next home today by contacting me to set up a customized home search.

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Are you at a fork in the road? Are you considering putting roots down and building a real estate portfolio? Here are 6 signs YOU ARE READY for homeownership.

Are you pre-approved? If so, you're ready to start looking at homes! Contact me anytime to set up a customized home search and let's WIN on the home of your dreams.

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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The easiest way to bring a smile to the face of a Realtor... so if you know of someone who is interested in selling their Thornhill, Markham or Richmond Hill home, connect the two of us!

With the summer weather i's a great time for photos and videos to really help showcase everything your home has to offer.

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
Read full post