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What does this mean for those of you thinking of selling your home this year?

In a seller's market, there's a shortage of inventory and more potential buyers than homes available. That means there is the potential for more buyers to be bidding on the same property resulting in multiple buyer situations and bidding wars... Meaning you could walk away with more than what you originally were asking for.

Want to know more? Contact me for a complimentary market evaluation of your home!
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Sometimes it's not the easiest to qualify for a mortgage on your own because of tougher qualification rules and higher-priced homes.

It still may not be enough to qualify even with a great job, a good income, a large down payment, and amazing credit.

When lenders punch the numbers, the calculations may say that too much of your income will be needed for core homeownership costs like as your mortgage payment, the property taxes, heating & electrical bills, and condo maintenance fees (if applicable).

To put it simply, this means that your debt service ratios are too high and you will need extra help to qualify. But don't worry, you do have options!

A co-signer can take place in two ways:

1. They become a co-borrower meaning they buy the home alongside the primary applicant, their credit history and income are added to the application, they're placed on the title of the home, and are considered equally responsible for the debt.

2. They become a guarantor meaning they're backing the loan and promising you’ll pay it back on time but are responsible for the loan if the primary applicant can't repay the debt.

Have questions about mortgage co-signing? Contact me for answers & to make your real estate dreams a reality.
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Looking at buying? RE/MAX Realtron and I will be by your side each step of the way. I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.

I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
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November 2021 stats are out!

Click here for Markham, ON.

Click here for Vaughan, ON.

Click here for Richmond Hill, ON.

Have questions about how this may impact your home selling or buying decision?! Contact me!

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With so many holidays coming up, you’ve probably got some festive plans for your home – once you can track down all your decorations!

There’s nothing worse than dusting off the décor only to find the string lights tangled and the baubles broken. To help you avoid this in the future, I’m sharing some hacks for storing decorations so you can hang onto them for longer.

Here's how to keep your lights in order, wreaths clean and ornaments in one piece. You’ll never have to worry about replacing your decorations again when you store them smart!

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