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Did you hear the news? The BoC increased the overnight lending rate by 0.75%, which is another increase for the 5th time in a row. The Prime rate is expected to increase by 0.75% to 5.45% and Variable rate mortgages will increase by 0.75%.

The Bank’s committed to price stability and will continue to do what is required to achieve a 2% inflation target. As the effects of monetary tightening work their way through the economy, the BoC will assess how much higher interest rates need to go to return inflation to its target. The current inflation rate is measured at 7.6% decreasing from 8.1% in the previous month.

The next announcement is scheduled for October 26th and there's certainly hope that October will be more positive.

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Richmond Hill June 2022 stats are out!⁠ ⁠ Have questions about how this may impact your home selling or buying decision?! send me a message!⁠

Read Full Market Stats Package

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Richmond Hill May 2022 stats are out!⁠ ⁠

Have questions about how this may impact your home selling or buying decision?! Send me a message!⁠ ⁠

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
www.samchaim.com⁠
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Does the Springtime bring out the energy in you? Spend your free time reorganizing and rearranging your home to fit the vibe of the new season. ⁠


Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com

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So you've decided to love it instead of list it. Now do you remodel or not? Here are 3 questions to prompt your thinking!


Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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All that hoping is doing is setting you back or keeping you still! What's something you've been pondering for a while? Here's your reason to dive in headfirst.

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Do you agree? Goal setting is crucial to being successful? What are your top 2 goals this year?

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Are you thinking of buying or selling a home in Toronto, ON or surrounding areas? Reach out today to start the home buying or selling process! ⁠Together we'll WIN on your real estate dreams.⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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With the flowers blooming animals returning and the weather warming, it's got me excited about the Toronto Real Estate Market! Spring is a GREAT time to sell. What's your favorite season of the year?

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Allow me to take the home buying and selling process off of your back and into my hands!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Are you next? Contact me to discuss the first steps in buying or selling your home.
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Instead of reinventing the wheel, take a note from Grandma and try one of these five home cleaning hacks that have truly stood the test of time. 
 
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There's no doubt that there are many negative impacts from the homeownership gap. How did this happen and what can we do? Together, we can all fight for equal access to homeownership for everyone.


Learn More

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Prepping for home renovations? Here are 5 tips to help you live through a home renovation.⁠
1. Create a calendar with your contractors⁠
2. Keep a section of your home as a sanctuary away from all the renovations⁠
3. Put away what you don't need in a home⁠
4. Ensure you have everything you need before you start⁠
5. Use dropcloths or tarps to eliminate dust⁠
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Irish I was your agent! If you or someone you know is ready to sell your home, contact me today to sell FAST and for TOP DOLLAR!


Sam Chaim⁠ - Making A Difference For You!

Re/Max Realtron⁠

416-543-7252⁠

sam@samchaim.com⁠

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What's on your vision board? If selling your home is contact me today to sell for TOP DOLLAR!⁠
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Are you asking yourself "what if I don't qualify for a loan"? Follow these steps to identify WHY and how you CAN!⁠ Contact me to be introduced to an AMAZING mortgage broker. 

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Your home is one of the biggest investments of your life. When you’re ready to buy or sell, choose wisely—choose Sam Chaim at RE/MAX Realtron.⁠
 
Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Stuck trying to save for that downpayment? It's understandable that ⁣saving for a down payment is a concern as a buyer.


However, you don't NEED to put 20% down... you have other options.⁠ ⁠ A 5% down payment is an option as this will allow you to use the rest of your funds for other things such as:⁠ ⁠


1. Going on a holiday⁠

2. Starting a business⁠

3. Investing in other areas⁠

4. Upgrade your property⁠ ⁠


There are situations where some buyers will want to put 20% down. Why? One reason is to get a better rate.⁠ ⁠


What's most important to me is that you make the best decision possible for your family.

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