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If you never thought about what others thought and only ever did what made you happy, what life would you be living? Here's your reminder to go after the things that make you smile and that bring out the best in you.

Sam Chaim⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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It's all about perception! Readjust... find the positives and allow yourself to soar!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Providing and delivering quality advice, top notch marketing and relentlessly pursuing your objectives in both the Buying and Selling process is intended to get you the results you desire!

That's just for starters, because if you permit me to, I'll be around for you and those you care about long after the transaction.

If you or someone you know is looking to buy or sell in the Toronto Real Estate Market, contact me today!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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A house is made of walls and beams. A home is made of love & dreams? Ready to make yours come true? Let's WIN together TODAY!

Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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List your home with Re/Max and Me - a winning combination and enter for a chance to win 1 of 3 prizes of a $10,000 gift card for a vacation rental in the RE/MAX Sale Away Contest.

Entering into a listing agreement with a RE/MAX agent between March 1, 2022 and July 20, 2022 is required for entry.

Finding the right buyer for your home? That’s up to us.

One winner will be drawn on each of three following draw dates June 8, 2022, June 29, 2022, July 21, 2022. Prizes will be awarded via an Airbnb gift card, valued at CAD $10,000.


ENTER NOW

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Whose home could use a little DIY?  What is next on your list of home projects? Here are some ideas to prompt your creativity!

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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Do I need to hire an agent? Do I need to market my home online? Will I be guaranteed a buyer? ⁠There are copious amounts of questions one could be asking when they're considering listing their home in Toronto. ⁠

Have you considered these items while on your home selling journey?⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠

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There's nothing quite like the comfort of H O M E.  When you think of your home, what's the first happy thought that comes to mind?

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com

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Alright, you've saved your downpayment and you've begun researching homes online. Cheers to you and starting your route to homeownership.⁠ Read More

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com

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Forget what everyone else may be thinking or saying. Does it make you happy? Yes? Go for it!⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com
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Feels like this year is flying by! Does anyone else agree? Here's your reminder that we all need to take a step back and relax. How do you like to unwind at home?⁠

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com
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Do you like to perform? While in the car? Look no further! Here are some songs to fill your ears as you move to your new home! ⁠

Click here to check out the new Re/Max Spotify playlist to get you pumped to move!

Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com

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Does the Springtime bring out the energy in you? Spend your free time reorganizing and rearranging your home to fit the vibe of the new season. ⁠


Sam Chaim⁠ - Making A Difference For You!⁠
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com

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First-time homebuyer? Looking to upsize? Embracing empty-nesting? Here's your recipe for purchasing your next home.
 
Ready to make the move? Contact me today to WIN on the home you've always dreamt of.
 
Sam Chaim⁠ - Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
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Great news is that there were no big surprises that will immediately impact our real estate markets in the April 7th budget. For now, let’s focus on Budget announcements that could touch us as Buyers, Sellers or Homeowners. There are some specific initiatives put forward that will help more Buyers get into the market which in turn will sustain future market resiliency for Sellers.

While the 2022 Federal Budget must still receive Parliamentary approval, here are key proposals within the Budget that touch on our housing markets:

1. Introduction of a Tax-Free First Home Savings Account (FHSA) - Designed to help First Time Home Buyers, Taxpayer Account Holders will be able to contribute up to $8,000 per year towards the purchase of a first home. An FHSA combines the features of both an RRSP and a TFSA.

• Like a Registered Retirement Savings Plan (RRSP), contributions will be eligible for an income tax deduction and the money will grow tax free inside the account.

• Up to $40,000 can be contributed, and then be withdrawn to purchase a first home, without tax consequences.

Details are sure to be released soon as the FHSA plan is expected to launch in 2023.

As a thought – Wouldn't it be wonderful if the FHSA and RRSP Home Buyers' Plan (HBP) could be combined into a super-sized down payment for a First Time Home Buyer purchase? But it's likely not possible. So, it seems to be a future choice of the HBP or the FHSA. Advantage going to the FHSA, because repayment is not required, as would otherwise be if using the HBP.

2. Doubling of the First-Time Home Buyers’ Tax Credit. This income tax credit applies to a qualifying “first home” purchased during the tax year. The updated credit increases from $5,000 to $10,000, which will put $1,500 back into a Buyer’s pocket. This increase is set to be available for the 2022 tax year.

3. Doubling the Home Accessibility Tax Credit. Individuals can receive 15% in tax relief on up to $20,000 in eligible renovations (up from $10,000) for a tax deduction of up to $3,000. Generally, eligible expenses are for updates that assist seniors, or those entitled to the Disability Tax Credit, to make their homes more accessible.

4. Introduction of a Multi-generational Home Renovation Tax Credit to help families create a multi-generational home. Starting in 2023, this refundable credit would allow families to claim 15% of up to $50,000, to a maximum of $7,500 for eligible renovation and construction costs incurred to construct a secondary suite.

5. Extension of the First-Time Home Buyer Incentive, which allows eligible first-time home buyers to lower their borrowing costs by sharing the cost of buying a home with the government. This Plan has been extended to March 31, 2025.

6. Support of Rent-to-Own Projects to help make it easier for renters to get on the path of home ownership while renting.

7. Modification of the Principal Residence Exemption (PRE) – New tax rules for “property flipping” aimed at individuals who sell their principal residence within 12 months of purchase. According to the budget, the measure would apply to residential properties sold on or after January 1, 2023.

Two things that were surprisingly left out of this budget were the rumoured reintroduction of 30-year amortization for Canada Mortgage and Housing Corporation (CMHC)-insured mortgages for first-time home buyers. And the reduction of the mortgage insurance fees charged by CMHC. However, if home prices and/or interest rates continue on the upward trajectory, these programs could easily be re-visited.

Questions? Want to know more about market activity in your  neighbourhood? I always invite your calls.

Sam

*Federal Budget information as above outlined is pending parliamentary approval. Details gathered at the time of release are presented for information only and may be altered or adjusted by the time the Budget is approved & then implemented.

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There's no doubt that there are many negative impacts from the homeownership gap. How did this happen and what can we do? Together, we can all fight for equal access to homeownership for everyone.


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Whether you're buying your first home, upsizing to fit your firstborn, or downsizing because the nest is now empty... things will never happen the same way twice. So contact me today to ensure your experience is a memorable one!
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Have any tips to add? I'm ready to Make A Difference For You!
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