CONTACT - (416) 543-7252 

 Sam@SamChaim.com 

 

  Mortgage Calculator

Calculate Your Payments

  Buyer Resources

Best Real Estate Advice

  Seller Resources

Selling For Top Dollar

  Mobile Listings

Search Anywhere Always

  Here To Help You

You Can Contact Me Always

RSS

The Canadian Government’s Home Buyers’ Plan (HBP)
The Canadian government’s Home Buyers’ Plan (HBP) lets you borrow money from your RRSP if:
 
1. you're a first-time homebuyer; or
 
2. you’ve lived separately and apart from your spouse or common-law partner for at least 90 days and started living separately and apart anytime in the preceding 4 years as a result of a relationship breakdown (conditions apply).
If you’re looking to buy, build or maintain your primary residence, you can use this money for your down payment, closing costs, or both.
 
You can withdraw up to $35,000 from your RRSP per calendar year. Spouses or partners may also each withdraw up to $35,000 per calendar year — $70,000 in total. The borrowed funds must be in your RRSP for at least 90 days before taken out. Withdraw the money no later than 30 days after the closing date.
 
You can borrow money from your RRSP tax-free if you pay it back to your RRSP starting no later than the second year after the withdrawal date. Pay back the full amount within 15 years, through regular payments. Every year, the government sends you a statement summarizing what you repaid and what's outstanding.
 
Want to discuss how this impacts your home buying decision? Contact me with your questions and to find the answers your looking for.

To A Good Life!

Sam Chaim⁠ - Your Point Man in Real Estate
Making A Difference For You!
Re/Max Realtron⁠
416-543-7252⁠
sam@samchaim.com⁠
Read

I have sold a property at 520 333 Clark AVE in Vaughan
I have sold a property at 520 333 Clark AVE in Vaughan.
The best unit of its size in this Conservatory low rise condo! A full, stunning reno a few short years ago with design touches and finishes that will stand the test of time. The focus is on design, quality & clever storage. Dream kitchen fills all the busy hostess’ requirements. Living /Dining room combination features bay window and a beautiful custom wall unit …and fireplace! Two full baths with luxury finishes. Popular split bedroom layout & fantastic ensuite storage. See the Features for details! This will not last…you must come and see your new home!
Read

I have sold a property at 63 Forest Lane DR in Vaughan
I have sold a property at 63 Forest Lane DR in Vaughan.
Quiet indirect access is a highlight of this demand enclave. Picture your family in this child-friendly environment. Offered for resale for the first time, this home can now be yours, Features 5+1 bedrooms with over 5200 sq. ft. (includes lower level), of decorator-finished living space. This scrupulously maintained home has it all: 9 ft. main floor ceilings, elegance, good flow for entertaining, stunning newer kitchen/breakfast room . Working at home? There's a dedicated office/library on the main floor. The inviting family room features gas fireplace and custom built-ins. The main floor laundry room provides direct garage access. Expansive bedrooms and 3 bathrooms on just the upper level. The large finished basement also has a bedroom, bathroom + kitchen. The fully landscaped 50' x 120' lot, has a stone walkway and private front patio and south-facing back yard. This home is ideal for a large, active family, and with parking for 8 cars, there's room to grow into it.
Read

I have sold a property at 1518 Dupont ST in Toronto
I have sold a property at 1518 Dupont ST in Toronto.
A fantastic opportunity in the Junction, one of Toronto’s most popular midtown/downtown neighbourhoods. This 2-bedroom townhome boasts 9ft. ceilings, parquet hardwood throughout living and bedrooms and updated kitchen, plus finished basement with washroom. First time buyers, young families, and investors will love this home even as a condo alternative…. steps to the TTC, schools, parks, shopping and the lively Junction vibe and all that it has to offer. Laneway access parking at the rear. Check out the Walk Score!
Read

I have sold a property at 51 Brownstone CIR in Vaughan
I have sold a property at 51 Brownstone CIR in Vaughan.
Thornhill's Spring Farm rare rental opportunity. Perfect 3 Bedroom, 3 bath family home on quiet, private, child friendly circle. End Unit town house, freshly painted, with garage and private drive and gorgeous landscaping (maintained by landlord). Large deck overlooks beautiful garden. Bright, light-filled generous sized rooms, family room, huge basement (unfinished) for storage, hobbies. A gem like this won't last!
Read

I have sold a property at 107 Brownstone CIR in Vaughan
I have sold a property at 107 Brownstone CIR in Vaughan.
Attention families, downsizers, investors! Spotless 3 bedroom, 3  bath freehold townhome, located on a quiet crescent in Thornhill's fabulous Spring Farm.  Beautifully maintained, and trouble free! Large front deck leads to a spacious layout with hardwood throughout the main layout.  You won't want to miss seeing this wonderful home.
Read

I have sold a property at 161 Regina AVE in Toronto
I have sold a property at 161 Regina AVE in Toronto.
Fantastic opportunity for a family looking for a move-in ready 3 + 1 bedroom home, pristine and beautifully maintained.  Large rooms, including a very large L-shaped  living/dining combination for entertaining.  Great potential for a basement apartment, easily adapted from existing layout. Live here while you plan your renovation.  Great opportunity for builders or renovators as well.
Read

I have sold a property at B-2 7 Stafford RD in Toronto
I have sold a property at B-2 7 Stafford RD in Toronto.
2 Bdrm Lower Level Apt. Of Renovated Willowdale Home Near Bathurst & Sheppard. Very Clean, Functional Layout, Neutral Paint Throughout. Vestibule Area. In Line Kitchen Comb W/Dining/Living Room. All Rooms With Above Grade Windows. Quality Laminate In Both Bedrooms. 1 Lg. Bedrm. W/ Deep Closet. Good Size Second Bdrm. 3 Pc. Private Bath-W/Window. Shared Laundry. Quiet Street, Walk To Ttc, Schools Parks, Shopping, Etc.
Read

I have sold a property at 498 Hidden TRAIL in Toronto
I have sold a property at 498 Hidden TRAIL in Toronto.
Rarely Available Forest-View Setting And First Time On The Market, This Wonderful Ridgegate Home Awaits. Quiet Crescent-Limited Traffic, You Can Enjoy The Serenity Of The Elevated Deck Or Walkout Finished Basement And Be One With Nature. Wonderfully Maintained And Updated In 2015/16, Including Kitchen, Master En-Suite, Main Bath And More. Roof, Deck Driveway, Walkways('12). Lg Formal Living Room And Huge Finished Basement With Wetbar++. Level Up Your Life!!!
Read

I have sold a property at 46 Cameron AVE in Toronto
I have sold a property at 46 Cameron AVE in Toronto.
Welcome to this fantastic home in the heart of North York, ready for a spectrum of buyers….families looking for great schools, safe streets and their forever home; downsizers ready for a more urban way of life without giving up living space. Within a few minutes’ walk to the Yonge / Sheppard subway, shopping, restaurants, and more, you’ll be able to enjoy a one or no-car lifestyle! This home has a separate entry to a finished basement with a flex nanny/in-law suite that is ready for an additional kitchen, opening up other possibilities. The 9ft. ceilings throughout the main floor create a spacious feeling. Enjoy the gourmet kitchen, top end appliances, private master with gorgeous custom built-ins, a comfortable back yard retreat and more…. This one has it all, it could be your perfect fit!
Read

I have sold a property at 83 Evanston DR in Toronto
I have sold a property at 83 Evanston DR in Toronto.
Vendors Say Sell It! Fully Renovated In '2010+2013. Beautiful Family Home Is Move In Ready In Bathurst Manor With Over 2000' Total Finished Area. Open Concept Living, Dining Rooms & Kitchen. With Large Breakfast Bar. Family Room. + Exit To Yard. Master Has Semi-Ensuite. Lower Level with Large Rec Room + Office Or 3rd Bedroom. Best Value In Bathurst Manor!!! Just Reduced + Offers Welcome Monday, January 29th, 7Pm, Firm Pre-Emptive Offers Considered. Pre-Listing Carson Dunlop Inspection. Long Closing for your flexibility.
Read

I have sold a property at 801 175 Hilda AVE in Toronto
I have sold a property at 801 175 Hilda AVE in Toronto.
This Lovely, Mostly Updated Condo Suite In A Well- Kept Building Has All You Need. L- Shaped Living/ Dining Rm. With Walkout To A South Facing Balcony View Of Downtown. 2 Nice Sized Bedrms Both With Double Closets. Hall Closet Plus Generous Ensuite Locker And 1 Underground Parking. Easy Access To Ttc At The Door, Centrepoint Mall, Schools, Daycare In The Complex. Everything Is Virtually At Your Doorstep. Air Conditioned (2 Window Units). Probate Underway.
Read

I have sold a property at 2007 131 Beecroft RD in Toronto
I have sold a property at 2007 131 Beecroft RD in Toronto.
Welcome to North York's Manhattan Place, past Condo of the Year and still fabulous. This unique 2+1 bedroom suite reno has been featured in décor magazines and still shines. Unique design and a very efficient layout, for maximum impact and storage. Floor to ceiling windows flood the unit with light. The modern, open concept kitchen features a large breakfast bar with loads of built-in storage. Large living and dining room invite guests, or enjoy the cosy den which opens to the tunning master via frosted French Doors. Check the wonderful amenities and enjoy concierge pampering and valet parking.
Read

I have sold a property at 904 65 Skymark DR in Toronto
I have sold a property at 904 65 Skymark DR in Toronto.
The "Elegance" Offers Condo: Life At Its Best. Fabulous Spacious Open Concept Layout, Wonderful Flow Of Space For Living and Entertaining. A bright, south-facing unit, one of only 7 per floor. Right-size to this large unit without giving up the space you crave and enjoy the classic, neutral decor throughout, or give it your own special touch. With 2 parking spots and two locker areas, there's a space for everything.
Read

I have sold a property at 71 Innisbrook CRES in Markham
I have sold a property at 71 Innisbrook CRES in Markham.

Set on a 70’ wide lot, this beautifully maintained home has been updated and renovated, including a gourmet kitchen in a recent addition to an already great layout . You'll love the airiness and brightness of the vaulted ceiling in the breakfast area which boasts a full wall of custom built-ins and walkout to the back yard. A prep sink and loads of storage in the huge island/breakfast bar are a cook's dream.

The vaulted ceiling in the family room continues the feeling of spaciousness, with fireplace and walkout to the patio. A 2 pc. powder room and laundry room with loads of built in storage and a convenient side entry completes the main level.

4 bedrooms and 4 baths, including a renovated main bath. The finished basement with bedroom, office, rec room and full bath provide all the living space you'll need for your family. Gorgeous landscaping and mature trees provide outdoor dining and sitting areas with shade and sunny spots. The double garage and driveway parking will handle multiple family vehicles.

Read

I have sold a property at 706 1 Emerald LANE in Vaughan
I have sold a property at 706 1 Emerald LANE in Vaughan.
Living Is Easy at the Demand Eiffel Towers Building. with renovated public areas. Wonderful location, with everything at hand. Steps To Everything: Ttc, Shopping, Restos, Bank, Worship, Community Ctr. Excel. Bldg. Amenities Incl Exercise/Gym, Games, Rec Rm, Sauna, Outdoor Pool, Sec. Guard, Ample Visitor Pkg, Guest Suite.
Read

I have sold a property at 5 Gretman CRES in Markham
I have sold a property at 5 Gretman CRES in Markham.
Spotless Bright Move-In Ready Family Home, Neutral Decor. Child Friendly Cresc. Updated Ktchen (W/O To Wraparound Deck) Liv/Din Combo For Great Entertng. Lg. Fam. Rm, Gas Fp. 4 Generous Bdrms,/Huge Closets. (#4 Currently Used As Laundry). Fab. Bsmt.-- Party Central W/ Lg. Recrm/Wet Bar & Huge Office/Den/Flex Space/Extra Closet W/Shelving. Diyer's Workshop/Hobby Heaven, Offers Being Reviewed At 8Pm June 28th At The Property.
Read

I have sold a property at 509 343 Clark AVE in Vaughan
I have sold a property at 509 343 Clark AVE in Vaughan.
Live in The Conservatory! Wonderful 2 bedroom plus Solarium with open balcony and 2 walkouts. Sunny Southwest Exposure, Almost 1350 Sf! Move In, Invest Or Renovate To Your Taste. Great Location In One Of Thornhill's Most Demand Buildings.
Read

I have sold a property at 1605 20 North Park RD in Vaughan
I have sold a property at 1605 20 North Park RD in Vaughan.
Unobstructed panoramic south and east views over green space and all the way downtown highlight this fabulous corner suite enjoyed from the open balcony! Very private entry so no one sees into the suite from the doorway. Sunlight throughout the day through wall to wall windows and an open concept accented by hardwood throughout.
Read

I have sold a property at 54 Springfield WAY in Vaughan
I have sold a property at 54 Springfield WAY in Vaughan.
Fab. Location Opp. Park, Centre Hall Plan, Skylight Over Stairs. Hdwd.Thru Main Fl. Living Areas, Reno'd Ktchn , Lots Of Cabinetry, Open To Brkfst Rm. W/Bay Wndw. Granite Cntr, Undercab.Lites. L/R W Bay Window; Lg. Fam.Rm. Updtd Pdr.Rm. Huge Mstr W/Window Seat, Spacious Bdrms 2 & 3 W/Oversize Clsts, Orgs. Main Bath Lg. Enough For Dbl. Sinks. Fin. Bsmt Has Lg. Bdrm W/Bath; Spacious Den/Recrm. Extensive Storage Closets And Lg. Util/Storage Rm. Mostly New Paint.
Read


Frequently Asked Questions

What topics does Sam write about?

Sam shares articles covering buying, selling, investing, neighbourhoods, market updates and common real estate questions.

Are the articles specific to Toronto?

Yes. Blog content focuses primarily on Toronto and the Greater Toronto Area.

How often is new content published?

New educational articles and market updates are added regularly throughout the year.

Can I request a topic?

Absolutely. If there's a real estate question you'd like answered, contact Sam and it may be featured in a future article.

Where can I find the latest market update?

The newest market reports and analysis are available in the Market Update section of the website.

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.